[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wasy.cz\/cim-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/#Article","mainEntityOfPage":"https:\/\/www.wasy.cz\/cim-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/","headline":"\u010c\u00edm se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","name":"\u010c\u00edm se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","description":"Pravdou je, \u017ee nejr\u016fzn\u011bj\u0161\u00ed p\u016fj\u010dky si berou nejen fyzick\u00e9, ale i pr\u00e1vnick\u00e9 osoby. To se t\u00fdk\u00e1 i hypot\u00e9k. A pr\u00e1v\u011b u nich jsou po\u017eadovan\u00e9 \u010d\u00e1stky \u010dasto mnohem vy\u0161\u0161\u00ed. Pro tov\u00e1rnu \u010di s\u00eddlo firmy toti\u017e \u010dasto pot\u0159ebujeme v\u00edce pen\u011bz, ne\u017e na koupi b\u011b\u017en\u00e9ho obytn\u00e9ho rodinn\u00e9ho domu \u010di bytu. Je tedy jasn\u00e9, \u017ee z valn\u00e9 v\u011bt\u0161iny pro [&hellip;]","datePublished":"2024-10-06","dateModified":"2024-10-06","author":{"@type":"Person","@id":"https:\/\/www.wasy.cz\/author\/#Person","name":"","url":"https:\/\/www.wasy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wasy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wasy.cz\/wp-content\/uploads\/hypoteka3_10_10_10_10_6.png","url":"https:\/\/www.wasy.cz\/wp-content\/uploads\/hypoteka3_10_10_10_10_6.png","height":0,"width":0},"url":"https:\/\/www.wasy.cz\/cim-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/","about":["Finance"],"wordCount":409,"articleBody":"       Pravdou je, \u017ee nejr\u016fzn\u011bj\u0161\u00ed p\u016fj\u010dky si berou nejen fyzick\u00e9, ale i pr\u00e1vnick\u00e9 osoby. To se t\u00fdk\u00e1 i hypot\u00e9k. A pr\u00e1v\u011b u nich jsou po\u017eadovan\u00e9 \u010d\u00e1stky \u010dasto mnohem vy\u0161\u0161\u00ed. Pro tov\u00e1rnu \u010di s\u00eddlo firmy toti\u017e \u010dasto pot\u0159ebujeme v\u00edce pen\u011bz, ne\u017e na koupi b\u011b\u017en\u00e9ho obytn\u00e9ho rodinn\u00e9ho domu \u010di bytu. Je tedy jasn\u00e9, \u017ee z valn\u00e9 v\u011bt\u0161iny pro n\u011b klasick\u00e9 typy hypot\u00e9k, kter\u00e9 banky a finan\u010dn\u00ed spole\u010dnosti nab\u00edz\u00ed, nebudou p\u0159\u00edli\u0161 vhodn\u00e9. I to je ostatn\u011b d\u016fvod, pro\u010d existuje speci\u00e1ln\u00ed podnikatelsk\u00e1 hypot\u00e9ka, kter\u00e1 je ur\u010dena pr\u00e1v\u011b pro n\u011b. Jej\u00edm hlavn\u00edm znakem je to, \u017ee dovede poskytnout mnohem v\u00edce pen\u011bz, a to nejen na nemovitost samotnou, n\u00fdbr\u017e tak\u00e9 na stroje a za\u0159\u00edzen\u00ed.To je samoz\u0159ejm\u011b n\u011bco, co mnoha podnikatel\u016fm vyhovuje, a je pravdou, \u017ee po n\u00ed pokukuj\u00ed i mnoz\u00ed lid\u00e9, kte\u0159\u00ed by si cht\u011bli koupit n\u011bjakou skute\u010dn\u011b drahou nemovitost, nebo\u0165 tato m\u00e1 \u010dasto i mnohem lep\u0161\u00ed podm\u00ednky, p\u0159edev\u0161\u00edm co se t\u00fdk\u00e1 \u00faro\u010den\u00ed. To v\u0161ak nen\u00ed tak jednoduch\u00e9. V prvn\u00ed \u0159ad\u011b je pot\u0159eba v\u011bd\u011bt, \u017ee tento typ hypot\u00e9ky je poskytov\u00e1n pouze na I\u010cO, a to fyzick\u00e9 osoby zkr\u00e1tka nemaj\u00ed. Tak je zaji\u0161t\u011bno, \u017ee si ji budou br\u00e1t skute\u010dn\u011b pouze podnikatel\u00e9. Pr\u00e1v\u011b pro n\u011b je ur\u010dena, a pr\u00e1v\u011b oni jsou zde hlavn\u00edmi z\u00e1kazn\u00edky.Jist\u011b, m\u016f\u017eeme si zalo\u017eit \u017eivnostensk\u00fd list, av\u0161ak zalo\u017eit si jej jen proto, abychom si vzali hypot\u00e9ku, nen\u00ed zrovna dobr\u00fd n\u00e1pad, zvl\u00e1\u0161t\u011b kdy\u017e vezmeme v \u00favahu, co v\u0161e to obn\u00e1\u0161\u00ed. Ov\u0161em ani podnikatel\u00e9 to nemaj\u00ed tak snadn\u00e9, jak by se mohlo zd\u00e1t. Nesm\u00edme zapomenout, \u017ee podnik\u00e1n\u00ed je v\u017edy spojeno s velk\u00fdm rizikem. Je toti\u017e pravdou, \u017ee valn\u00e1 v\u011bt\u0161ina podnikatel\u016f je ne\u00fasp\u011b\u0161n\u00e1. To v\u0161ak znamen\u00e1, \u017ee nebudou m\u00edt ani \u017e\u00e1dn\u00fd p\u0159\u00edjem, a v d\u016fsledku toho nebudou ani schopni spl\u00e1cet. To je ostatn\u011b jeden z d\u016fvod\u016f, pro\u010d maj\u00ed podnikatelsk\u00e9 hypot\u00e9ky tak v\u00fdhodn\u00e9 podm\u00ednky. Je v\u0161ak ot\u00e1zkou, zda za to skute\u010dn\u011b stoj\u00ed. Riziko toti\u017e m\u016f\u017ee b\u00fdt skute\u010dn\u011b velk\u00e9, a to je n\u011bco, co si mnoho lid\u00ed neuv\u011bdomuje.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010c\u00edm se li\u0161\u00ed podnikatelsk\u00e1 hypot\u00e9ka od t\u00e9 klasick\u00e9","item":"https:\/\/www.wasy.cz\/cim-se-lisi-podnikatelska-hypoteka-od-te-klasicke\/#breadcrumbitem"}]}]